O Nubank está oferecendo um empréstimo pessoal com até 90 dias para encetar a remunerar. A utensílio possui condições especiais e costuma invocar a atenção de muitas pessoas. O serviço é realizado de maneira online, utilizando o aplicativo do banco.
Além período para encetar a remunerar o empréstimo, a fintech permite que o valor seja parcelado em até 24 vezes. O usuário poderá escolher qual a melhor data de pagamento e a quantidade de parcelas que deseja.
Porquê pedir o empréstimo Nubank?
O procedimento é realizado por meio do aplicativo do banco de modo fácil. Se você quer deslindar se há limite pré-aprovado, acesse o app e veja quais são as condições disponíveis para contratação. O pagamento do empréstimo é realizado mensalmente através da conta do banco do dedo.
Sendo assim, o cliente deverá depositar o valor da parcela em sua conta para que seja debitado corretamente. Em caso de delongado, será cobrado juros e uma multa de 2% fixa. Confira os passos a seguir:
- Primeiro, abra o aplicativo do Nubank;
- Selecione a opção “Empréstimo”;
- Clique em “Simular Empréstimo”;
- Escolha o motivo do empréstimo;
- Em seguida, defina a modalidade;
- escolha o valor desejado;
- Indique a quantidade de parcelas;
- Determine a melhor data de pagamento;
- Leia atentamente quais são as condições oferecidas;
- Por término, finalize a operação.
Quais são as taxas do cartão de crédito?
O cartão de crédito da fintech foi lançado em 2014 e não tem taxas para o uso do cartão, as únicas exceções são fatura em delongado e uso do Nubank Rewards, programa de pontos e recompensas do banco.
Confira as condições da modalidade inferior:
- Empréstimo pessoal: a partir de 0,95% ao mês;
- Multa por delongado: 2% sobre o valor que não foi pago;
- Juros por delongado: 1,99% a 15% ao mês + mora de 1% ao mês;
- Juros de crédito rotativo: 2,75% a 14% ao mês;
- Juros de parcelamento de fatura: 0,99% a 13,75% ao mês;
- Juros no saque com cartão de crédito: 9,75% ao mês.
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