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Está disponível até R$ 1000 de crédito pelo Caixa Tem HOJE: veja uma vez que conseguir

By on sexta-feira, novembro 25, 2022
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A Caixa Econômica Federalista lançou neste ano uma novidade risco de crédito para incentivar os pequenos negócios do país. O banco oferece até R$ 1.000 de empréstimo para pessoas físicas que querem empreender e mudar suas vidas.

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A contratação é feita direto no aplicativo Caixa Tem, sem premência de comparecer a uma dependência física da instituição. A seguir, saiba mais detalhes sobre o Crédito Caixa Tem.

Condições do empréstimo

O cliente pode contratar até R$ 1.000 de forma do dedo para remunerar em até 24 meses. A taxa de juros varia entre 1,95% e 3,99% ao mês, de combinação com o perfil do contratante.

O empréstimo é voltado para pessoas físicas que desejam iniciar ou melhorar seu negócio, inclusive beneficiários do Auxílio Brasil. Negativados também podem solicitar, desde que as dívidas bancárias não ultrapassem R$ 3 milénio em 31 de janeiro de 2022, excluindo financiamentos habitacionais e limites não utilizados.

Uma vez que solicitar

Para contratar o crédito, o primeiro passo é decrescer o Caixa Tem na loja aplicativos do seu celular (Play Store ou App Store). Depois é só clicar na opção “Cadastre-se e abra a sua conta”, enviar os dados e documentos solicitados e esperar até 10 dias pela estudo da Caixa.

Caso o cliente já tenha conta no app, basta atualizar seu cadastro no menu “Atualize seu Cadastro”. O prazo para avaliação das informações também leva até 10 dias. Feito isso, confira uma vez que contratar o empréstimo:

  1. Acesse o app Caixa Tem;
  2. Clique em “Empréstimo – Crédito CAIXA Tem”.
  3. Responda o quiz;
  4. Informe o valor do crédito, o número de parcelas a data de vencimento;
  5. Digite a senha;
  6. Em caso de aprovação, o moeda será depositado diretamente na conta do dedo.

 

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